The most awaited graduation day for 2008 batch of PSNA CET held on April 2. It’s really a good moment to meet all friends in the college after a year. Graduation Day Chief Guest is Anna University vice chancellor Dr.Mannar Jawahar. Here are some pictures of our friends.

PS :Any suggestions and comments are welcome to make this blog alive forever.

Will try to publish some more pictures ASAP.

Any suggestions and comments are welcome to make this blog alive forever.

]]> http://itbuds.wordpress.com/2009/04/13/graduation-day/feed/ 4 teky itbuds_convocation181 itbuds_convocation1 itbuds_convocation2 itbuds_convocation3 itbuds_convocation4 itbuds_convocation5 itbuds_convocation6 itbuds_convocation7 itbuds_convocation8 itbuds_convocation9 itbuds_convocation10 itbuds_convocation11 itbuds_convocation12 itbuds_convocation13 itbuds_convocation14 itbuds_convocation15 itbuds_convocation16 itbuds_convocation17 itbuds_convocation19 itbuds_convocation25 itbuds_convocation20 itbuds_convocation26 http://itbuds.wordpress.com/2008/07/26/life-after-college-life/ http://itbuds.wordpress.com/2008/07/26/life-after-college-life/#comments Sat, 26 Jul 2008 15:22:10 +0000 teky http://itbuds.wordpress.com/?p=494 ]]> Dear buddies, in this post write about what you are currently doing… If you entered into corporate life write about that too.. Write by commenting….

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When you only have these objects of desire being advertised in the media, who has time for boring tasks like savings and investments. For that matter if you are busy spending on these objects of desire, who has any money left for savings and investment?

Even when savings and investments do get a share of the youth’s attention, it usually has a tax-saving angle. Thank god for taxes, without it most of us would not have invested at all! To be sure, there are plenty of reasons to save and invest and tax-saving is probably last in our list of reasons.

Surplus

No matter how spendthrift most of us are with our money, we would have to be really reckless to end up with zero savings. And if you do manage to save after being spendthrift, you need to put that money away somewhere so that it helps you meet your future needs and aspirations. That’s where investing comes in the picture.

Investing not only helps you keep your money at arms length from you, it also helps it grow. And if you have invested wisely, it can grow to something significant. Investing is a conscious decision to set money aside for a long enough periods in an avenue that suits your risk profile.

Such avenues could include equities, mutual funds, fixed deposit, real estate and bonds. If you only learnt about the fruits of investing, we are willing to wager a bet many youths would willingly sacrifice their dreams of buying the fanciest gizmos at the altar of this very unexciting activity.

Wealth accumulation

Most of us no matter how affluent come across several stages in our lives when we need a large sum of money. This could be while buying a house or a car, marriage, education and most importantly retirement. Arranging for a large sum of money at a short notice can be quite demanding, and often, impossible.

However, if you were aware of the milestone and started preparing yourself (financially that is) to provide for it, it could get a lot simpler.

Investing helps you achieve that. By setting aside money regularly over a period of time, you can accumulate wealth to meet your financial commitments. For that to happen, you must be disciplined enough not to dip into your investments to buy the latest mobile or for that matter not get carried away and invest in the hottest investment tip of the day.

Of course, just investing money consistently is not good enough; you still have to make the right investment decisions.

Inflation

Investing has an important role to play in protecting the value of your money. Most of us are so busy with our work that we realize only later that the money we have can no longer buy what it used to. It’s because things have got ‘too expensive’.

This phenomenon can be explained in just one word – inflation. Inflation is like a silent assassin that damages without even letting people know it was there. To go one up on inflation, you need to make your money grow fast enough so that it can still buy what it used to and more. For that you need to invest money regularly over the long term.

Put simply, if inflation is eating into the value of your money at 5 per cent per annum, you need to invest your money in an investment that will give you a return of over 5 per cent p.a. to preserve the purchasing power of your money. Of course, this may sound a little complicated now, but your financial advisor should be able to help you with an investment plan that can counter inflation effectively.

Tax-saving

By far, tax-saving is the most compelling reason for most investors to set aside money for the long term. In our view, tax benefits should be the last reason why you need to save and invest. Think about it, why should you need a tax sweetener from the government to save and invest your own money? What if the government was to withdraw or dilute some of these tax breaks, does that mean you stop investing altogether or dilute your investing activity?

As things stand today, investing can reap some great tax benefits (more on that in another article), but we would advise investors to invest regardless of the tax benefits and look at the other three reasons we have highlighted.

Benefits of an early start

How many times have you heard this – you are young and have time on your side? While you may have heard this in context of something totally different, the good news is that having time on your side is a big plus even with investing. In fact with time, your investments could assume some gigantic proportions. For that to happen, you need only to be patient and disciplined.

We have a small illustration to underline the importance of an early start; that is what we mean by ‘having time on your side’. As investors who are young, into their first jobs, with minimal domestic commitments, you have both time and money on your side.

The early bird offer

In our illustration, you have three friends – Amar, Akbar and Anthony. Amar is the savings-conscious youth who has heard from his father about the benefits of saving and investing. He embarks on an investment plan of 25 years; every year he plans to invest Rs 10,000.

Akbar is a little spendthrift with his money. At the end of the month, he does not have a lot of savings to show for. However, he turned a new leaf in Amar’s company and embarked on an investment plan similar to that of his friend. This he did a good five years after Amar had initiated his own investment plan.

Anthony is the most ‘careless’ of the trio when it comes to saving. He believes in living in the present. He did however, initiate an investment plan; only thing it took him 10 years from the time Amar started, to appreciate the virtues of investing.

It’s apparent from the numbers who will have the last laugh. Amar for sure will be most pleased with his investment plan. Akbar will be a little confused and is likely to have some questions the most important of which is why just a 5-yr head start by Amar has led him to accumulate 70 per cent more wealth than him.

Anthony of course, has paid the price for waking up to the benefits of investing too late in the day. Just a 5-yr delay has seen him accumulate only about 55 per cent of Akbar’s wealth. A 10-yr delay has seen him manage only about 32 per cent of Amar’s wealth.

So where did Akbar and Anthony go wrong? It’s the timing or rather the lack of it. To reiterate a point we made at the beginning of the illustration – it pays to have time on your side while investing, since the power of compounding is really apparent over long periods of time.

If two individuals invest consistently over a period of time, the one who started investing earlier will make more money. In our illustration, a ‘small’ 5-yr difference in their investment tenures has resulted in Amar, the earliest bird, garner 70 per cent more wealth than Akbar.

So while investing is concerned it makes more sense than most people realize to get in the race as soon as possible. In this context, begin investing at the first hint of any savings. If you don’t have any savings then create some. But at any cost, do not delay implementing that investment plan because your time already started yesterday.

Hope I’ve thrown some sparks!! All the best!!!

Compiled by our senior Mr.Thiruppathi

Canteen coffee, classroom comments, staff kita matama thrillana kadalai, stone bench veti pechu and sightings, vethu project, unreasonable treats, unlimited messaging, o.d gra perula suthurathu, message passing during class hours(faster than SMS), midnight walkings, group chat in the name of group study, browsing during lab hours, onume padikama attend panra internal tests, every brick in the college premises, friends flying different directions… Everything will be missed.

Wishing the ITbuds to blossom forever.

At last on April 3rd was the last working day. Nice day. We cut cake and this time we all ate that believe it Then we had group photo session. Most of the girls cried for missing classroom life. No one had heart to go out of the class on that day. As no more classroom life after that We all gonna miss it….

What appears to be the End,

May really be a new beginning…

When there is class,
heart doesn’t want to go,

When there is heart,
there is no more class to go,

Tearful End of College life…

IT WASN’T YOUR TIME TO GO

Life’s a ticking clock, forever changing
Yet it still brings shock, so soul deranging
To hear that you are gone

Visions engross my mind;
The cries of the family you’ve left behind
In our hearts you still belong

Life’s a ticking clock

This world deployed a kind young boy
Into the arms of devastation,
So now I pray, God lights the way
To a peaceful congregation

Where with the angels you will fly
By the wings that were always there
Your warmth will light up our darkened sky
You were just a boy; life’s so unfair

Why does the sun rise,
only to set again too soon?
Why do the stars twinkle,
only to fade away with the moon?

It wasn’t your time to go,
And with each day we’ll miss you so

May your soul rest in peace and let the almighty take care of your family.

-Final Year Students
2004-2008
PSNA CET

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Most commented(wanted ) post Final Countdown 16 comments

Most Commented Page : Autograph 17 comments(will get more soon)
ZIKSANA 08 Unforgettable moments 17 comments

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These are the statistics report that we got. Reached 5000 hits in such a short period. I take this opportunity to thank co-author of this blog Palaniappan. And thank you my friends(ITbuds) who visited the blog and read our posts and pages patiently Thanks for commenting. Also I like to thank all our seniors and juniors for visiting ITbuds collections and commenting. Thank you other regular readers.

We don’t have any idea about what to post in this blog after the end of our college life. So if you have any idea kindly let us know by commenting. Thank you.

update: New page – ZIKSANA 08 Unforgettable moments Check out n comment on it

“Ithu thaan aarambam,
inime thaan boooooooooohambam”

We’re organizing Technical Festivals every year to kinder the hidden talents from the budding technocrats. ZIKSANA’08 is packed with seven awesome events including an Online event. Lots of prizes are waiting for you. Don’t miss it. What are you waiting for? Check out event details

We are looking forward your active participation in ZIKSANA ’08.

EVENTS

Paper Presentation – Patrabhaara

Google Wars(SEO) – Online Event – Pratiyudhyate

Technical Quiz – Pracchana

Debugging – Parikraa

Multimedia Presentation – Prathibimb

Marketing – Prarocana

Mr/Ms. ZIKSANA – Prabandhazaastra

For enquiry mail us at:
ziksana08@gmail.com

Postal Address:
Convenor
Department of IT
PSNA college of Engineering and Technology,
Kothandaraman Nagar,
Dindigul – 624622

Note: click the poster below to see enlarged view

Here is the message 

Thiruppathi Says:
November 24, 2007 at 5:50 pm

Dear Juniors,

Gulping down breakfast after a quick shower, you put on your denims; a cool shirt freshened with some deodorant and leave for college, speeding on College bus/City bus.

At rest room you give yourself a final look and set your hair in the wash basin mirror.
At balcony you’ll make small chats like, “Finished assignment?”, “HOD Leave a?” etc.

Then you enter your class after meeting some friends, 15 minutes after the lecture has begun. You select the last bench behind a huge and tall guy and patiently wait only to sleep or to write observation/record/assignments or to give attendance.

Almost all students keep gazing at the professor but with their minds somewhere down in the canteen or at the door, waiting for `that someone’ to come or thinking of that special appointment you have on that day.

There are a handful of sincere first-bench-students (Pazham), who attend each and every lecture and have all the detailed notes, which the outstanding students, (students who are always standing out) can photocopy a few days before the examinations.

Joking and gossiping from behind your DSP/Computer Architecture Notes or playing cross and knots in the most boring lecture during which half the class is already snoring, were some of the methods adopted to kill time.

By the end of the lecture, everyone is restless and keeps glancing at their watches, dropping bags. The professor mercilessly continues teaching.

Assignment Submissions/Project Review is the only time you get to see all your classmates, who are those familiar faces that we often saw at Aarthi/Siva/Uma/Rajendra Theatres or at Aachis.

The bell rings and everyone is out of the class, meeting friends at the Stone bench/library or in the canteen.During winters its fun, to sip a nice hot cup of coffee, exchanging secret smiles and then telling your friends of your latest crush.

The thrill of bunking lectures, the fun of partying or going for movies and picnics, the joy when you receive the long desired `yes’ from the one you have always loved, or the embarrassment of facing the person you were talking about, who all the while was standing just beside you, are truly unforgettable times.

Who can forget the numerous pranks we played. The first time we spoke or were introduced to the one we secretly admired and loved. Selecting the best place in the canteen and grabbing the opportunity to talk and sit beside her. The naughty smiles, the comments of friends, passing your critical opinion of those you envied and hated.

The taste of tears when you lost your friends, the heartache when you were ditched and dumped. These are moments that can make emotions flow at any time in life.

Times when you have to pay your exam fees and arrive at the cash counter only to find a big queue ,and the cashier on the counter having a `I don’t care about you’ kind of attitude, laughing and chatting with girls while the rest of boys frown.

The Rose day, the Sari day and gathering, are the most awaited days in the college when every boy and girl `dress-to-kill’ and have a gala time. Hey! Don’t forget Friendship day, Rakhi Day, Valentine’s Day and other days for expressing our feelings.

And now, talking of our teachers who scream to fill something in our empty upper chambers and help us to fill the answer book which we get somewhere around December/April. And what do we say about them;

“Bore adikkiraandaa ?”
“Why blood? Same blood!”
“Imsa Panraandaa machan!”
or just keep commenting on the way they look, dress or talk.
I will never forget my college years; they have been the best years in my life till now. I have seen, learnt and experienced so much.

I have found friends; some didn’t care and drifted apart. I will always remember my favorite place in college, my professors, the canteen coffee, and all my friends, those innocent and decent faces of people who turned out to be devils in disguise.
All the twists in the kaleidoscope of life are experiences that have helped me mature. I will cherish them forever.

So enjoy your college life because these moments will never come again. At the same time don’t forget that it is not your own but your parents’ money which you spend. We owe a lot to them but we don’t realize it.

Don’t be the cause of embarrassment, shame and disgrace to them. At least make an effort to stand-up somewhere close to their expectations. Remember just a few moments can ruin your entire future.

One has to keep a fine balance. Enjoy yourself while in college, but remember there is a reason to be in college. The next 30 to 40 years of your life will shape up on the basis of how you spend your time in college.

Enjoy your final days in college!!!
All the best!!!

Regards
Thiruppathi Muthukumar
Rebellious when restricted!!!